The HO-7 insurance is specifically designed for mobile homes and manufactured homes. The same fundamentals of insurance policies apply to mobile home insurance policies. Mobile home policies cover the actual mobile home structure, adjacent structures, and a good number of your personal belongings. Liability coverage to help cover certain types of accidents on your property may also be included.
Mobile Home Insurance
HO3 is a policy that covers the most perils while HO8 is designed for older homes that lets you receive the actual cash value for your damages after deducting the depreciation cost.
What States Offer HO7 Insurance?